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	<title><![CDATA[John's Blog]]></title>
	<link>http://johnrichmond.bravejournal.com</link>
	<ttl>30</ttl>
	<description><![CDATA[John Richmond's Musings on Money, Finance and the Economy]]></description>
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		<title><![CDATA[How savers turned into investors]]></title>
		<link>http://johnrichmond.bravejournal.com/entry/41113/</link>
		<description><![CDATA[The way people save has undergone a fundamental shift, but not a lot of people have noticed the change.  Traditionally, people would save into a high interest savings account,...]]></description>
		<pubDate>Wed, 28 Oct 2009 16:43:59  0000</pubDate>
	</item>
	<item>
		<title><![CDATA[Moving to a new broadband supplier]]></title>
		<link>http://johnrichmond.bravejournal.com/entry/40739/</link>
		<description><![CDATA[Well, it looks as though I'm finally moving ISP from Zen back to BT broadband, as I just called Zen for a MAC code. It's a shame, really, as Zen has a far better reputation for...]]></description>
		<pubDate>Tue, 20 Oct 2009 14:35:05  0000</pubDate>
	</item>
	<item>
		<title><![CDATA[Economy continues to go downhill - time to escape?]]></title>
		<link>http://johnrichmond.bravejournal.com/entry/40737/</link>
		<description><![CDATA[The more I read about the impact of the financial crisis in the UK, the more it feels that the UK is doomed economically, and that the best option now while you have cash in...]]></description>
		<pubDate>Tue, 20 Oct 2009 14:12:03  0000</pubDate>
	</item>
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		<title><![CDATA[Problem with broadband]]></title>
		<link>http://johnrichmond.bravejournal.com/entry/36703/</link>
		<description><![CDATA[I don't normally write about technical issues. Though I can use computer technology, it all goes over my head and I don't have a clue how it all works. I've come across an...]]></description>
		<pubDate>Fri, 21 Aug 2009 20:32:29  0000</pubDate>
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		<title><![CDATA[Finding a home for savings in the UK]]></title>
		<link>http://johnrichmond.bravejournal.com/entry/34881/</link>
		<description><![CDATA[One of the more highlighted features of the financial crisis is that savings rates have plummeted on savings accounts. Anyone who has diligently saved over the past few years...]]></description>
		<pubDate>Thu, 30 Jul 2009 11:19:36  0000</pubDate>
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		<title><![CDATA[New challenges to the world economy]]></title>
		<link>http://johnrichmond.bravejournal.com/entry/34878/</link>
		<description><![CDATA[This spring's green shoots are being increasing shown to have misplaced optimism, with economic conditions continuing to worsen within the UK - GDP continues to fall, and...]]></description>
		<pubDate>Thu, 30 Jul 2009 10:38:55  0000</pubDate>
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	<item>
		<title><![CDATA[Recession? What recession?!]]></title>
		<link>http://johnrichmond.bravejournal.com/entry/31627/</link>
		<description><![CDATA[Edmund Conway in the Telegraph claims the recession is over, which is about as outrageously optimistic as you can get. Much of this unfounded optimism seems focused on the fact...]]></description>
		<pubDate>Thu, 11 Jun 2009 13:12:44  0000</pubDate>
	</item>
	<item>
		<title><![CDATA[Nationwide BS still offers best deals, so why criticise?]]></title>
		<link>http://johnrichmond.bravejournal.com/entry/30847/</link>
		<description><![CDATA[It's unfair to see the recent criticism of the Nationwide Building Society's changes to its mortgage rates.Yes, it's unfortunate that the Nationwide will no longer be putting...]]></description>
		<pubDate>Sat, 16 May 2009 18:22:39  0000</pubDate>
	</item>
	<item>
		<title><![CDATA[UK car insurance fraud rises under credit crunch]]></title>
		<link>http://johnrichmond.bravejournal.com/entry/30404/</link>
		<description><![CDATA[One of the various stories demonstrating the impact of the economic crisis that came to light this month concerned the issue of increasing fraud against the insurance industry....]]></description>
		<pubDate>Fri, 24 Apr 2009 13:42:16  0000</pubDate>
	</item>
	<item>
		<title><![CDATA[Banking crisis crushing savers]]></title>
		<link>http://johnrichmond.bravejournal.com/entry/29297/</link>
		<description><![CDATA[The Royal Bank of Scotland just announced a staggering £28 billion loss.  While we’ve seen a number of banks declare billions in losses over the past year, and the process...]]></description>
		<pubDate>Fri, 27 Feb 2009 12:14:57  0000</pubDate>
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